PI Insurance for Disability Support and Aged Care Workers

Get cover specific to your industry in less than 60 seconds

Tailored PI insurance for Disability Support and Aged Care Workers
Established in 2011

HPI Online is a specialist provider of professional indemnity insurance for Allied Health Practitioners. We are a division of Medisure Indemnity Australia, who are a specialist underwriting agency for healthcare, wellness and lifestyle related risks.

Cover designed for you

Whether you’re a full-time disability support or aged care worker, or just provide weekend respite for multiple clients, HPI Online provides coverage that is built specifically around the services you provide.

Extensive policy inclusions

Our policy provides coverage for overnight stays, personal care, companionship, day to day activities like shopping trips and appointments (including transport), and recreational activities.

Professional indemnity insurance built for Carers

Since our inception in 2011, HPI Online has worked with disability support workers and aged carers to continually develop our insurance offering to meet the needs of your business.

With more people than ever choosing to work in the NDIS and aged care sector, it’s important you choose an insurer who can provide peace of mind in what can be some of the most stressful times of your working life. We understand that your day-to-day can be ever changing, and have built an insurance policy to encompass those activities.

Specialised coverage for your industry

Professional indemnity and public liability limit options up to $20 million

Access to specialised legal consultation

Backed by an award winning Australian based insurer

Monthly payment options

Cover for legal costs associated with governing body inquiries

Simple online process – cover in place in less than 10 minutes

Frequently asked questions

HPI Online policies include cover for your professional indemnity, and public liability insurance.

Determining the appropriate amount of Professional Indemnity (PI) cover is essential for protecting yourself against potential claims or lawsuits related to your professional duties. While specific requirements may vary based on your workplace or state regulations, here is some general guidance to consider when determining the amount of PI cover you need:

  • Assess your work environment: Consider the nature of your services, including the type of environment/s in which you work. High-risk areas may require higher levels of coverage due to the increased likelihood of critical situations and potential for errors.
  • Evaluate potential risks: Reflect on the potential risks associated with your business. This may include factors such as the complexity of your client’s needs, the number of clients you care for, and the scope of your responsibilities. Assessing the potential severity and frequency of risks can help determine an appropriate coverage amount.

Remember, the decision on how much PI cover you need ultimately rests with you. It’s important to carefully consider your individual circumstances and seek guidance when necessary to ensure you have adequate protection in place.

What are my key policy benefits?

  • Public liability
  • $100,000 inquiry costs
  • Legal consultation
  • Compensation for court attendance
  • Good Samaritan acts
  • $250,000 lost documents
  • $25,000 public relations expenses
  • Spousal liability
  • $100,000 statutory liability

This list is not exhaustive, to read the full terms and conditions, please click here

Case Study

Navigating the landscape of insurance requirements can be complex, but you don’t have to do it alone. Our team at HPI Online is here to support you.

  • Aged Care

    John – Disability Support Worker | Brisbane

    Following a complaint in relation to a slip and fall, the case went through mediation, where a settlement was reached. Investigation, defence, and settlement costs were covered by John’s insurance policy.

    Professional indemnity insurance played a crucial role in protecting John throughout the claims process, covering legal expenses and potential compensation.